How To Book Tickets On IRCTC With 'Book Now, Pay Later' Option

Indian Railways serves millions of passengers across India every day traveling from one corner to another corner of India. For individuals of all classes, taking the train is not only a comfortable but also cost-effective option. Indian Railways periodically introduces new policies and programs, keeping the convenience of its passengers in mind.

Indian Railways has formally launched the ‘Book Now, Pay Later’ feature for train ticket purchases made via the Indian Railway Catering and Tourism Corporation (IRCTC) platform, marking a revolutionary advancement in customer convenience. The purpose of this new payment method is to provide passengers more freedom by enabling them to reserve their tickets without having to pay right away. Under this arrangement, travellers can reserve train tickets and pay for them later.

How To Use ‘Book Now, Pay Later’ Feature On IRCTC

The ‘Book Now, Pay Later’ option allows passengers to reserve their train tickets and defer payment until a later date.

Here’s how it works:

Visit the official IRCTC website or open the IRCTC mobile app.
Search for your desired train and select the journey details.
Choose your preferred class and seats.
During the payment stage, look for the ‘Book Now, Pay Later’ option.
Select this option to proceed without making an immediate payment.
After confirming your booking, you will receive a confirmation message along with details about the deferred payment.
Log back into your IRCTC account within the stipulated time frame to make the payment.
Choose your preferred payment method and complete the transaction.

Key Considerations

This feature can only be used to book tickets online. This service is not available on railway ticket counter purchases.
There is only a 14-day credit term provided, at which time payment is expected.
There will be an extra 3.5% fee if payment is not received on time.
Before purchasing a ticket, review the most recent IRCTC terms and conditions since they are subject to change.
You will have a specified period to complete the payment before your booking is cancelled.
Make sure to check the terms and conditions regarding the payment timeline.

Benefits of Book Now, Pay Later

This facility is beneficial for travelers who often travel by train but do not have money for the ticket or wish to pay later. Under this scheme, passengers can book tickets without paying money and pay later. Passengers who do not use credit cards or who have financial difficulties at the end of the month may find this feature extremely helpful.

Additionally, this feature is beneficial for students and working professionals who may not have immediate access to funds but wish to secure their travel plans. With this scheme, Indian Railways aims to reduce booking cancellations and improve train occupancy rates by enabling customers to purchase tickets without paying in advance. Users will have no issues navigating the booking procedure due to this feature’s inclusion in the current IRCTC portal.

The ‘Book Now, Pay Later’ option is a major step forward in Indian Railways’ continuous attempts to improve customer satisfaction and modernize its services. Travelers can now enjoy a more flexible and convenient way to plan their journeys, making train travel more accessible than ever before. This initiative reflects Indian Railways’ commitment to adapting to contemporary travel needs and improving overall passenger experience.

Disclaimer: For detailed instructions on how to use this new feature, passengers can visit the official IRCTC website or download the mobile app. Moneydaily.in advises readers to visit the IRCTC official website for more details.