How To Load Amount In IRCTC Wallet for Easy Ticket Booking?

The railway ticket booking in the Indian Railway Catering and Tourism Corporation (IRCTC) is time-consuming and requires patience. Making online payments via Debit Card, Credit Card, or Netbanking makes it a lot slower due to the processing time backed by OTP and network issues. To resolve this issue and streamline the online ticket booking process for train travel, IRCTC has come up with a solution called IRCTC eWallet, a digital payment solution. This innovative service allows users to deposit funds in advance, which can then be utilised as a payment option when booking tickets, thereby eliminating the need for lengthy payment procedures associated with traditional banking methods.

The IRCTC eWallet improves customer efficiency and convenience with features such as online wallet top-up, no payment gateway fees, and independence from particular bank networks. Additionally, it offers prompt reimbursements in the event of ticket cancellation, making it a reliable choice of payment mode for millions of travellers on Indian Railways. Often travellers especially benefit from the eWallet as it streamlines transactions and saves important time during busy booking hours.

Step-by-Step Guide to Load Money in IRCTC eWallet

To load money into your IRCTC eWallet for easy ticket booking, follow these steps:

Register for an IRCTC account (if not registered), visit the IRCTC website, and sign up using the user name, mobile number, and other details. Ensure that the information or details you provided are accurate during registration.
Log in to your IRCTC account using your username and password
On your dashboard, navigate to the “My Account” tab and click on “My Wallet” to access your e-wallet
Ensure that your profile details are complete and accurate. This verification is crucial for security purposes.
Click on the “Add Money” option. Enter the amount you wish to deposit (minimum Rs 100 and maximum Rs 10,000).
Select your preferred payment method, such as debit card, credit card, or net banking, etc.
Following the above step, you will be redirected to a payment gateway. Follow the instruction shown on the screen to securely complete the transaction.
After successful payment, you will receive a confirmation message, and the added amount will reflect in your IRCTC e-wallet balance.

By following these steps correctly, you can efficiently manage your ticket bookings with the IRCTC eWallet.

Utilising the IRCTC Ewallet to pay for railway tickets

While booking tickets on the IRCTC portal, select the e-wallet as your payment option. Enter your transaction password (which you set during registration) when prompted. The fare will be deducted from your wallet balance.

The IRCTC e-wallet allows for quick transactions without repeated entry of payment details, making it convenient for frequent travelers. In case of ticket cancellation, refunds are credited back to your IRCTC e-wallet. In addition to encouraging easy vacation planning, this system ensures safe transactions by requiring a transaction password for every reservation. Overall, the IRCTC eWallet is a major step towards modernising India’s railway ticketing process.

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