SBI Q4: Net Profit Slips 10% YoY, Declares Rs 15.90/Sh Dividend

Public sector lender State Bank of India today announced a fall of 10% year-on-year (YoY) for Q4FY25 to Rs 18,642.59 crore as against the net profit of Rs 20,698.35 crore declared in the corresponding quarter of last year, according to the BSE filing. The PSB reported its net interest income of NII soared 2.7% year-on-year (YoY) to Rs 42,774.55 crore for Q4FY25 as compared to Rs 41,655 crore reported in Q4FY24. It is worth mentioning that the Net Interest Margin or NIM for domestic book slipped 32 basis points YoY to 3.15% for Q4FY25 as against 3.47% posted in Q4FY24. SBI share price stood at Rs 800.05 per share on Bombay Stock Exchange on May 2, 2025 with the intraday gain of 1.51%.

Board of Directors of the PSU bank recommended a dividend of Rs 15.90 per share for FY ended March 31, 2025 of the face value of Re 1/- each. This is the highest dividend that the PSU recommended after 12 years. The bank’s previous highest dividend was declared in 2013 at Rs 41.50 per share. Its market capitalisation stood at Rs 7,14,014.23 crore and free float market cap is Rs 3,06,658.40 crore. The return on equity (ROE) of the bank stock is 17.39%. SBI shares rallied 3.12% in last 30 days. In comparison, Sensex gained 5.07%, BSE BANKEX index surged 6.02%, and BSE Financial Services index zoomed 5.62% during the similar period. Meanwhile, Life Insurance Corporation Of India (LIC) has 9.38% stake in SBI with 829,292,748 share of the PSB. Check key details below:

SBI Q4 Results: Net Profit Slips 10% YoY, Declares Rs 15.90/Sh Dividend

SBI Q4 Results

The bank declared its interest expenses for Q4FY25 stood at Rs 76,892 crore as compared to Rs 69,387 crore declared in Q4FY24. The PSU reportedly stated it is experiencing a little moderation in corporate loan growth, mainly due to prepayments by large borrowers. The PSU added that it could not directly attribute the slowdown to tariff-related uncertainty. The ban said there has been no major shift in its investment profile due to the current tariff regime. Meanwhile, current corporate exposures stood stable, said SBI and added that new investment announcements may take time to materialise.

SBI said its net interest margin (NIM) outlook remains connected to the interest rate cycle, and it anticipates further monetary easing in the coming quarters. The PSU reportedly revised its credit growth guidance for FY26 to 12–13%, down from the previous projection of 14–16%.

State Bank of India Announces Dividend

As per the regulatory filing of the lender dated May 3, 2025, “Pursuant to Regulation 43 and Regulation 30 (6) of SEBI (LODR) Regulations, 2015, the Central Board of the Bank, has declared a Dividend of Rs15.90 per equity share (1590%) for the financial year ended 31.03.2025.”

SBI Declares Record Date For Dividend

The BSE filing added, “The record date for determining the eligibility of members entitled to receive dividend on equity shares is Friday, 16.05.2025 and dividend payment date is fixed as 30.05.2025.”

SBI Approves Fundraising

The regulatory filing of the Bank stated, “Raising of equity capital for an amount aggregating upto Rs 25,000 crores (including share premium) in one or more tranches during FY 2025-26 through Qualified Institutions Placement (QIP)/ Followon Public Offer (FPO) or any other permitted mode or a combination thereof in such manner and on such terms and conditions as may be deemed appropriate, in accordance with the applicable Acts/ Regulations/ Guidelines and subject to receipt of all requisite approvals.”

State Bank of India Shares Performance

The 52-week high of State Bank of India share price stood at Rs 912.10 per share (as on 03/06/2024) and 52-week low price is Rs 679.65 per share (as on 03/03/2025), respectively. State Bank of India shares rallied 4.43% in last 3-months, plunged 2.56% in last 6-months, and declined over 3% in last 1-year. The stock gained 39.10% in last 2-years and zoomed 320.19% in last 5-years.

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